National Centre for Vocational Education †Free Samples to Students

Question: Talk about the National Center for Vocational Education. Answer: Presentation These days Telecommunication ventures are confronting numerous difficulties in building their business in Australia (Walden, 2012). Telstra is the picked association to make this theme more clear and accentuation on the difficulties looked by the association. As the time passing, populace is expanding, and the innovation is getting propelled step by step and Information Technology has become the vital piece of each individual these days in this new universe of innovation (Adekunle Suraj Bontis, 2012). The difficulties that media transmission industry of Australia are confronting can't be disposed of totally however it very well may be limited to degree level, for which arrangement and proposal has been presented in this report. Telstra Corporation Ltd. is probably the biggest media transmission and Media Company built up in Australia. It was the primary organization to present Australia with the versatile systems in Australia. It works and assembles broadcast communications systems and makes business by advertising versatile voice calls, pay TV, web get to and numerous different administrations. It offers a full scope of the media transmission administrations and giving a major rivalry to the advertisers in a similar field (Telstra, 2017). These administrations spread a huge region of item and administrations that can be given by a media transmission industry. Telstra is the biggest and occupant fixed-line specialist co-op in Australia including PSTN, business and home telephone and items. Telstra have likewise claimed the larger part open telephones and assume the liability to keep up it in everywhere throughout the Australia (Telstra, 2017). It is the Australias biggest administrator of 3G UMTS and GSM po rtable systems in the Australia. Following are the concise classes wherein challenges looked by Telstra can be sorted: Political components Monetary components Social elements Innovative elements Market factors The administration and media transmission organizations both have various conclusions on the most proficient method to telecom can be dealt with and run. These days web has become the essential piece of the lives of people, hence government ought to recognize web and Wi-Fi as fundamental ideal for the residents. It is the need of the time that both government and media transmission organization treats web and information in same way (Castells, 2013). There is war seething between the legislature and the regular folks of Australia about the unhindered internet, unhindered internet would keep the specialist co-ops from choking information velocities and web speeds. Paces of intrigue, duties and expansion of Australia are influencing the media transmission ventures including Telstra, as the cost per plan are influenced by such costs, which will thusly influence the clients. With the expansion in the populace, more media transmission assets are should have been actualized; it costs the populace living in country territories (Aksoy et al., 2013). Innovative headway and clients are the min supportability purpose behind Telstra, in this way it is making site pages, utilizing computerized showcasing efforts and promoting the brand on the web to arrive at the clients of the Australia. Wide spreading of media transmission administrations and advancements prompting build up more ventures, this is bringing about financial improvement by giving employments to the regular folks of (AustraliaShahiduzzam Alam, 2014). Finally, time needs the accessibility and openness of the administrations 24x7. The development of media transmission is restricted in the provincial zones, as it is costly and hard to grow in the rustic zones. Clients of the country areas have insufficient cash to purchase web, communication and TV bundles. With the expansion in populace need of the media transmission administrations has been expanding quickly which can drive costs as in addition to income for Telstra relying on the quantity of clients, area and necessities (Abdulai Mahmpoud Hinson, 2012). Telstra media transmission industry is restraining infrastructure; they are the head of versatile and web transporters. Telecom administrations have become spine for the clients or people with versatile and different gadgets and required web for correspondence, surfing, web based life, picking up, educating and numerous others. For a normal individual media transmission has become the most significant viewpoint for the day by day life exercises. There is headway in the prerequisites and requirements for the media transmission organizations like Telstra in Australia. Telstra is utilizing fiber wires rather than copper wires. Cell phones are turning out to be increasingly perfect which is asking telecom organizations to focus on the remote business essentially. Individuals needs web get to constantly including essential needs like phone message, informing and guest ID, so information are being added to the versatile plans, even Wi-Fi is being actualized in the transports and vehicles (Smith et al., 2012). Increment in needs drove Telstra to put more in the association and hold solid impact over its clients and tackle its rivals in the market of cell phones, PCs and PCs. With the expansion in populace, there is likewise foundation of new media transmission organizations in Australia and over the world like Optus, Vodafone and Virgin mobiles (Mayorga Sidhu, 2012). SWOT investigation will be a superior choice to portray market of Telstra in Australia. Quality It is the main media transmission organization in Australia with better notoriety Administration portfolio is extended in wide range Dynamic sponsorships Client care Base is solid (Ershov, 2012). In excess of 35,000 representatives in excess of 230 nations Shortcomings Constrained pieces of the overall industry Intense market portions Restricted Liquidity Position (Klettner, Clarke Boersma, 2014) Openings Addition in IT showcase Request expanding for telecom administrations 4G broadband dispatch Key development activity (Klettner, Clarke Boersma, 2014) Dangers Rivalry with Vodafone, Optus and Virgin Mobiles Quick change in advancements Severe guidelines (Wilson, 2014) Difficulties Faced by Telstra for its Sustainability The difficulties that Telstra is confronting now for its supportability can be recorded as: Cell phones entrance has expanded from 30 % to 130 % from since 2008. It is being evaluated that out of two Australians, one claims a web available cell phone and one out of five possesses an ipad or cell phones, which have web get to. Following is a chart demonstrating the expanded requests in distributed computing and web utilizes on go (Jopson Caliso, 2016). Cisco has assessed that the interest will increment with higher rate and reaches up to 70% or 80% every year for the following decades. This could be the opportunity of Telstra to cover the entire market and make extraordinary businessunfortunately;it isn't along these lines for Telstra. Following is chart proposed by Cisco about the development in the rush hour gridlock of Australian portable information: Increments in requests are being satisfied by falling costs of the telecom administrations gave by Telstra. Costs of Data Plan have been tumbled from 1.8 pennies per Mb to 1.0 penny today from since 2011 (Gharakheli, 2017). Value cutting has been a drawn out element of the Telstra media transmission industry, which can clear out the advantages of the development for Telstra. Intermingling Rules Telstra has been reacting to the expanded needs and request of its client by giving bunches of new administrations and attempting to satisfy all the prerequisites that new clients are requesting. Prior, there were landline associations for correspondence yet by the development of media transmission enterprises in Australia, presently an individual can consider cell phones, versatile web, Foxtel, T-boxes and web access at anyplace, anytime.Whereas, every one of the offered administrations works inside the discrete specialty that is none of the gadgets are intuitive. It isn't the method of driving a major industry by thinking about the clients or the buyers. Clients need to get to the web on TV, on PC, they need to download TV on the PC and access these administrations in ipad. Nielson expressed that more youthful clients are more pulled in towards the web plan that a media transmission organization offers through Twitter and Facebook which brings about disintegrated evaluating intensi ty of Telstra (Freeman Hutchins, 2016). This is the pattern of new age to utilize the correspondence innovation, which depend on the web and Telstra should push ahead by thinking about this pattern and offer types of assistance which are inclining these days. Prior informing was cost to 25 penny for every message, presently it is practically free with each portable arrangement. This prompted an issue that the gadgets or the administrations for which Telstra charges independently are combining, this isn't an answer this isn't supported in any manners as the clients should follow through on various costs for getting to the information that is as of now been paid according to the arrangement on various gadgets (Rogerson, Seixas Holmes, 2016). The union activities by Telstra brings about the edge pressure on the administrations that it offers to the client. The NBN is Accelerating the Shift The National Broadband Network (NBN) supplanted the system of Telstra with the one, which is possessed by the legislature that helps Telstra in conveying multiple times sped up than the current ADSL2+ innovation (Walkins Lillingstone-Hall, 2014). Inventiveness that made Telstra an appealing business has been evacuated by the tempting potential, which is finished by possessing the systems, which are moderate to control costs and edges and take benefits in the upper hand. For the present moment, incomes of Telstra will be helped by the installments made by NBN and that of for long haul the impacts will get disturbing (Molleryd, 2015). This suggestion will help Telstra in expanding the potential for deft contenders like TPG and iiNet to contend them by giving clients progressively different and serious administrations and item. Telstra has been gro

Assess the usefulness of different sociological approaches to suicide

Durkheim wrote during the 1890s and was one of the principal sociologists directly at the front line of building up and characterizing human science as a logical control. Durkheim contended that it was not just conceivable to apply logical standards to social wonders however that it was basic to do as such so as to create valuable human science. His 1897 book self destruction: an examination in humanism utilizes his logical strategies to investigate self destruction. Durkheim picks self destruction intentionally, in light of the fact that as the most individual, private and mentally determined act it was considered by most not to be a social phenomenon.If human science could recognize social factors and reasons for self destruction, this would exhibit the force and effect of society on singular conduct. So in Durkheim’s see he accepts our conduct is brought about by social realities and they are supposed to be outer from the individual, oblige people and be more noteworthy tha n the people. After Durkheim’s examination of authentic measurements on self destruction it uncovered some social gatherings are bound to end it all than others. For Durkheim, the social examples of self destruction he found is anything but an arbitrary individual act yet as expressed by Luke’s social elements play a key role.Durkheim’s work indicated a relationship among's self destruction and social realities like self destruction rates were higher in prevalently protestant nations than in catholic ones, Jews were the strict gathering with the most minimal self destruction rate, wedded individuals were less inclined to end it all and those with advanced education had a higher self destruction rate. Durkheim said various types of self destruction identified with how much joining and guideline there was in the public eye and this would furnish us with a fourfold typology. The term social combination implies socialization into the standards, qualities and ways of life of social gatherings and society.Regulation meaning the control that society and social gatherings has over an individual’s conduct. With these two components Durkheim brings upon vain self destruction insufficient coordination. The individual isn’t effectively incorporated into gatherings or society, anomic insufficient guideline society has deficient command over people, selfless an excess of joining an over coordinated individual forfeits their life for the gathering and fatalistic an excess of guideline the individual is excessively profoundly constrained by society. Durkheim’s work can likewise be applied into kind of society.As Durkheim states current social orders and conventional society vary from one and other in their degrees of joining and guideline. Durkheim finds that cutting edge modern social orders have lower levels of coordination because of absence of opportunity this debilitates bonds and offer ascent to self absorbed self destruction. W hile, conventional pre-mechanical social orders have more significant levels of joining as the gathering is a higher priority than the individual and this offers ascend to charitable self destruction. Durkheim has been censured by other positivist sociologist.Halbwachs to a great extent bolstered Durkheim’s end however called attention to that the effect of rustic versus urban ways of life on self destruction rates hadn’t been thought of. Additionally, Gibbs and Martin contended that Durkheim hadn’t utilized enthusiastic enough logical strategies despite the fact that he’d focused on how significant they were. The key ideas of combination and guideline weren’t characterized intently enough to be estimated factually. Gibbs and Martin question how anybody can know how anybody can recognize what â€Å"normal† levels of coordination and guideline are.Interpretivist sociologists have conceived elective hypotheses of self destruction they state so cial the truth isn't a progression of social realities for sociologists to find, yet a progression of various implications and understandings that every individual brings to and takes from every circumstance. Durkheim’s work is lethally imperfect from this point of view since he depends on the unquestioning utilization of legitimate insights. As per interpretivists, insights are not certainty they are a social development dependent on the meaning of the individuals who order them.Douglas adopts an Interactionist strategy to self destruction and he is keen on the implying that self destruction has for the expired, and the way that coroners name demise as suicides. He scrutinizes Durkheim’s investigation of self destruction on two fundamental grounds. One of them being the utilization of self destruction measurements on the grounds that the choice to characterize passing as a self destruction is taken by a coroner and this may create predisposition in decisions came to. So Douglas feels these are the examples Durkheim found and that very much coordinated have companions and family members who may deny passing and this clarifies their low degree of suicide.So Durkheim shows that self destruction decisions and insights depend on collaborations and dealings between those included like companions, specialists and police as they may influence demise being named as a self destruction, as opposed to it really being one. That’s why individuals feel incorporation plays no profits. Douglas second point reprimands Durkheim for overlooking the implications of the represent the individuals who kill themselves and for accepting that self destruction has a fixed or consistent meaning.Douglas backs this up as he takes note of the social contrasts by Japanese samurai warrior who kill themselves since they have been disrespected by western culture. Douglas additionally expresses that we have to order suicides as indicated by their social implications in light of the fact that the triggers and reaction to self destruction are distinctive in various societies. These social implications comprise of change of the spirit, change of oneself, accomplishing compassion and accomplishing revenge.Douglas can be reprimanded, as he is conflicting, now and then recommending that official insights are just the result of coroner’s conclusions. At different occasions, he guarantees we truly can find the reason for self destruction yet in what capacity can we, in the event that we can never know whether a demise was a self destruction and the sum total of what we have is coroners feelings? Douglas likewise creates an order of self destruction dependent on the alleged implications for the entertainers. Notwithstanding, there is no motivation to accept that sociologists are any better than coroners at deciphering dead person’s implications.

How (and Why) to Calculate the APR for Payday Loan

How (and Why) to Calculate the APR for Payday Loan How (and Why) to Calculate the APR for a Payday Loan How (and Why) to Calculate the APR for a Payday LoanSure, you may know that taking out a payday loan is generally a bad idea. Youve heard a horror story or two about something called rollover, but if youre in a jam, you might find yourself considering swinging by the local brick-and-mortar payday loan store or looking for an online payday loan. Its just a one-time thing, you tell yourself.It only gets worse from there Once you start looking at the paperwork or speaking with the sales staff, you see that your payday loan will cost only $15 for every $100 that you borrow. That doesnt sound that bad. But whats this other number? This APR of 400%? The payday lender tells you not to worry about it. He says, APR doesnt matter.Well, lets just interrupt this hypothetical to tell you this When youre borrowing money, the APR doesnt just matter, its the single most important number you need to know.APR stands for “annual percentage rate,” and it’s a way to measure how much a loan, credit card, or line of credit is going to cost you. APR is measured on a yearly basis and it is expressed as a percentage of the amount loaned. “By law, APR must include all fees charged by the lender to originate the loan,” says Casey Fleming (@TheLoanGuide), author of The Loan Guide: How to Get the Best Possible Mortgage.But just because a loan or credit card includes a certain fee or charge, you shouldn’t assume that it’s always going to be included in the APR. Fleming points out that some fees, like title fees on a mortgage, are not considered part of the loan origination process and thus not included in APR calculations.“Are DMV fees connected with a title loan? Some would say yes, but the law doesnt specify that they must be included,” says Fleming.According to David Reiss (@REFinBlog), a professor of law at Brooklyn Law School, “the APR adds in those additional costs and then spreads them out over the term of the loan. As a result, the APR is almost always higher than the interest rateâ€"if it is not, that is a yellow flag that something is amiss with the APR.”This is why it’s always a good idea to read your loan agreement and ask lots of questions when applying for a loanâ€"any loan.APR can sometimes be a tricky measureIf you’re talking about long-term financial products like mortgages or credit cards, APR can get complicated in a hurry.With mortgages, there can be a ton of fees involvedâ€"some of which might very well be excluded from the APR. And with credit cards, your interest usually ends up compounding on a daily basis, which means that you’ll end up paying more than the stated APR.What does “compounding interest” mean? Well, it means that your interest charges get added to your principal loan amount, which means that you start getting charged interest on your interest. Fun, right?One more way that APR can be misleading has to do with amortizing installment loans. With these loans, which are paid off in a series of equal, regu lar payments, a certain portion of each payment always goes towards your principal loan amount. As the principal goes down, the amount of money that is accrued in interest goes down too.The APR is a measurement of the cost of a loan over its lifetime, calculated from the snapshot of the origination date.” Says Fleming. “If you were to calculate the APR over the balance of a loan midway through its term the number would be different because the advance fees and interest have already been paid. “Payday Loan APRs are simple (and simply unacceptable)Compounding interest isn’t something you’ll have to worry about with a payday loan. The principal stays the principal and the interest stays the interest.And payday loans don’t amortize either. The interest you pay on a payday loan is usually referred to as a “finance charge” and it is a simple fee based on the amount you borrow. For instance, a $300 payday loan that costs $20 per $100 borrowed would have a finance charge of $60.When considering a loan, you’ll definitely want to make sure it doesn’t include any hidden or additional fees (read more in the eBook How to Protect Yourself from Payday Loans and Predatory Lenders). Other than that, calculating the APR should be a good way to calculate just how expensive that loan is compared to your other options.In fact, you’ll probably be pretty surprised.How to Calculate APR for Payday LoansWhen calculating the APR for a payday loan, you are going to need three pieces of information.The principal loan amount, or how much money you are borrowingThe amount you’re paying in interest on the loan, also referred to as the “finance charge.”The length of the repayment term, or how long the loan will be outstanding.Got that? Okay.To make things a bit easier to understand, let’s use an example:Payday Loan #1 has…A principal loan amount of $400An interest amount/finance charge of $80 (a rate of $20 per $100 borrowed)A repayment term of 14 days.First, y ou’ll want to divide the interest/finance charge by the loan principal:$80 / $400 = 0.2This tells you how much you are paying relative to how much you are borrowing. 0.2 translates to a rate 20%, which means that you are paying a 20 cents on every dollar that you borrow.Next, you’ll want to multiply that result by 365, for the number of days in a year:0.2 x 365 = 73Next, you’ll want to divide that result by the length of the repayment term:73 / 14 days = 5.214285That final result basically states that, if your payday loan were to be outstanding for a full year, you would pay over 5 times the amount you originally borrowed in fees and/or interest. To convert into APR, just move the decimal point two spaces to the right and add a percentage sign:521.43% APR(Thanks to ConsumerFed.org for this formula.)Why is the APR for payday loans so high?According to David Reiss, “The APR takes into account the payment schedule for each loan, so it will account for differences in amortizatio n and the length of the repayment term among different loan products.”Keep in mind, that the average term length for a payday loan is only 14 days. So when you’re using APR to measure the cost of a payday loan, you are essentially taking the cost of the loan for that two-week period, and you’re assuming that that cost would be applied again every two weeks.There are a little over 26 two-week periods in a year, so the APR for a 14-day payday loan is basically the finance charges times 26. That’s why payday loans have such a high APR!But if the average payday loan is only 14 days long, then why would someone want to use APR to measure it’s cost? Wouldn’t it be more accurate to use the stated interest rate? After all, no one who takes out a payday loan plans to have it outstanding over a full year…Short-term loans with long-term consequencesBut here’s the thing about payday loans: many people who use them end up trapped in a long-term cycle of debt. When it comes time f or the loan to be repaid, the borrower discovers that they cannot afford to pay it off without negatively affecting the rest of their finances.Given the choice to pay their loan off on time or fall beyond on their other expenses (for instance: rent, utilities, car payments, groceries), many people choose to roll their loan over or immediately take out a new loan to cover paying off the old one. When people do this, they are effectively increasing their cost of borrowing.Remember when we said that payday loans don’t amortize? Well, that actually makes the loans costlier. Every time the loan is rolled over or reborrowed, interest is charged at the exact same rate as before. A new payment term means a new finance charge, which means more money spent to borrow the same amount of money.“As the principal is paid down the cost of the interest declines,” says Casey Fleming. “If you are not making principal payments then your lifetime interest costs will be higher.”According to the Consumer Financial Protection Bureau (CFPB), a whopping 80% of payday loans are the result of rollover or re-borrowing and the average payday loan customer takes out 10 payday loans a year.Reiss says that “the best way to use APR is make an apples-to-apples comparison between two or more loans. If different loans have different fee structures, such as variations in upfront fees and interest rates, the APRs allow the borrower to compare the total cost of credit for each product.So the next time you’re considering a payday loan, make sure you calculate its APR. When it comes to predatory payday lending, its important to crunch the numbersâ€"before they crunch you!About the Contributors:Casey Fleming, began as an appraiser in 1979 and built one of the largest appraisal and consulting firms in the San Francisco Bay Area.   He sold the firm in 1995 to transition to mortgage lending. Casey built a team of 300 loan agents from 2003 through 2008, mentoring dozens of senior agents and p roducing training meetings for hundreds. After the Financial Crisis Casey wrote The Loan Guide: How to Get the Best Possible Mortgage.   to help consumers protect themselves from predatory practices. Today Casey is passionate about educating consumers.David Reiss, is a professor at  Brooklyn Law School  and director of academic programs at the  Center for Urban Business Entrepreneurship. He is the editor of  REFinBlog.com, which tracks developments in the changing world of residential real estate finance.

Essay about Five Major Structures of the Brain - 840 Words

The Five Major Structures of the Brain The brain is an amazing structure. It is the most complex and interesting part of the human body. It is like a huge computer that runs every function of the body. The brain is made up of the five major structures that include: the myelencephalon, metencephalon, mesencephalon, deicephalon, and the telencephalon. Each of these structures also has substructures involved within them. You start learning how to do things when you are born and keep learning as you grow old. Without the brain you would not have any memories, would not be able to move, would not have any of your senses, you would not be alive. When you are born the brain weighs on average 350 – 400 grams and as an adult it weighs†¦show more content†¦The mesencephalon is part of the midbrain. The mesencephalon contains the tectum and the tegmentum (Bailey, R., 2012). The tectum is the roof and the tegmentum is the covering (Bailey, R., 2012). This is that portion of the brain that controls everything to do with the sight, body movement, and hearing (Bailey, R., 2012). The diencephalon is part of the forebrain. The diencephalon contains the thalamus and the hypothalamus (Bailey, R., 2012). The thalamus works with the cerebellum and the basil cortex that is located in the telecephalon with movement and coordination (genericlook.com, 2012). The hypothalamus releases hormones to help regulate behavior. The hypothalamus also controls your temperature, autonomic functions, appetite, and diurnal rhythms (genericlook.com, 2012). This part of the brain also includes the methathalamus, epithalamus, and the prethalamus (genericlook.com, 2012). This is the portion of the brain that takes care of motor control, relaying and operating sensory information, controlling autonomic functions, and chewing (Bailey, R., 2012). The telencephalon is also found in the forebrain and is the largest section of the brain. The telencephalon contains four parts; thos e parts are the cerebral cortex, basal ganglia, hippocampus, and amygdaloid nucleus (Rice University, 2000). The cerebral cortex that is located in the telencephalon is the portion of theShow MoreRelatedEssay on The Five Major Structure of the Brain865 Words   |  4 PagesThe Five Major Structures of the Human Brain University of Phoenix PSY 240 October 27, 2012 Olivia Fransis The human brain is nothing short of incredible. In a way it’s the world’s most powerful computer because it can process tasks at lightning speeds and simultaneously be in control of our reflexes and every other voluntary and involuntary functions. 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The Importance of Liszt’s Sonata in B Minor - 751 Words

The music piece The reason why this composition is important is because it is an answer to one of the issues discussed in The War of the Romantics, which was about the sonata. Liszt chose to modify and develop the form instead of keeping to the form the composers used to compose by in the classical era (â€Å"Liszt, Franz†). Britannica explains the sonata form as coming from the binary form, however, the sonata form is more complex. The binary form has two parts and the form is held together by the †themes†¦ tonalities, or keys, the particular sets of notes and chords used in each part† (Britannica). The first part is played twice and it ends in the same key as the second part starts with, which makes the second part complete the first part. The sonata form, is usually written A B, and the exposition is in the first part, the A section, and the development and recapitulation is in the second part, the B section. The exposition is in the original key and has co ntrasting musical statements (Britannica). After the A section and the exposition, the composition moves on to the B section, and the development that begins in another key, then the development goes through an amount of new keys where the musical statements are â€Å"†¦ combined, broken up, recombined, and otherwise brought into change and conflict† (Britannica). The recapitulation then brings the composition back to the original key. (Britannica) In Liszt’s Sonata in B Minor, it is

Financial Advisor Essay - 1487 Words

My God there are so many careers out there, who in the world can pick just one. That’s what’s been weighing on my mind heavily is what career is right for me. I’ve thought of a couple that interest me but I want to find out everything there is to know about a financial advisor. The reason that I’m interested in this field is how everything is the same when it comes to the actually math behind the career. Also I like to deal with people and money so a job as a financial advisor just seems right for me but I intend to find out as much as I can to make sure there’s nothing surprising or any kinks in what sounds like the perfect job for me. I really don’t know to much about this career just that they can either deal with selling securities†¦show more content†¦According to the Bureau of Labor and Statistics the average financial advisor makes from $32,340-$145,600 that’s ranging from the lowest-highest recorded †BLS†. In my interview with my financial advisor he told me a more reasonable figure would be to expect to make anywhere from $500-$1000/month part-time to $10,000/month full time †Childs†. From what I can see I’m pretty happy with the earnings though as in any career you have to work hard for your money. The job as a financial advisor is based on assisting and creating plans for clients whether they are for retirement, life insurance, or creating spending plans and managing accounts. The day as a financial advisor starts fairly early in the morning usually your average day consists of meeting new clients or servicing existing clients accounts to achieve the highest possible yield â€Å"Childs†. The job is never done as a financial advisor often times they need to go out to find new clients or meet with an existing one â€Å"BLS†. As a financial advisor I can expect to work around 40-60 hr’s a week not counting any meetings I have outside normal bus iness hours â€Å"Childs†. To get hired as a financial advisor no degree is â€Å"required† but to make me more marketable a bachelors degree is desirable but I will be able to get hired almost anywhere with a masters. What degree to get is really up to me I can have a degree from accounting to economics to reallyShow MoreRelatedWhen Thinking Of A Financial Advisor Essay2248 Words   |  9 PagesWhen thinking of a Financial Advisor, does a rich, white, middle aged to older gentlemen come to mind? That is the stereotypical Financial Advisor. But who’s to say a woman can’t be one as well. A Financial Advisor is a person that suggests ways to budget your money as well as advise clients on investments, insurance options, and mortgages. They also help with saving such as college saving, estate plans, and retirement plans (BLS). People who seek assistance in handling their finances would seekRead MoreFinancial Analysis : Brahmaputra Financial Advisors Essay230 9 Words   |  10 PagesECUTIVE SUMMARY Brahmaputra Financial Advisors is comprehensive consultancy and advisory firm which will provide quality advisory services relating to investment planning in capital market securities such as equity market, mutual funds, etc, Retirement planning in various pension funds ,Tax Planning as well as Insurance Planning services in various insurance products . 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After going over certain aspects, skills, and qualities of my character, the job as a financial advisor fits into my interests, values, abilities, personality, and experience. The first question I ask myself is what do personal financial advisors actually do? According the Bureau of Labor Statistics (2015), â€Å"personal financial advisors provide advice on investmentsRead MoreA Typical Financial Advisor Business Plan5134 Words   |  21 PagesTypical Business Plan for a Financial Advisor A.) Executive Summary: The role of the wealth manager is not to simply sell a financial product to a prospect. Instead, a wealth manager’s first concern is developing a comprehensive understanding of the client, a client-centric approach to providing financial solutions. Next the wealth manager must match the right solutions to the client’s needs and desires and ensure he or she receives an exceptional service experience. After that, product andRead MoreExecutive Summary : Brahmaputra Financial Advisors Essay1925 Words   |  8 PagesEXECUTIVE SUMMARY Brahmaputra Financial Advisors is comprehensive consultancy and advisory firm which will provide quality advisory services relating to investment planning in capital market securities such as equity market, mutual funds, etc, Retirement planning in various pension funds ,Tax Planning as well as Insurance Planning services in various insurance products . We will provide optimum customer specific advisory services to the small investors in accordance to their needs, purpose andRead MoreFinancial Advisors Within The Credit Union Environment1694 Words   |  7 PagesFinancial Advisors within the credit union environment have a unique situation. This section details items Advisors need to know, understand and utilize when in the credit union environment. Several important guidelines must be followed: 1. 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Impairment Loss Accounting Concept

Question: Describe about the Impairment Loss for Accounting Concept. Answer: Impairment loss is an accounting concept which entails to the fact that the on-financial assets of a firm should not be recorded at more than its recoverable amount. International Accounting Standard (IAS) 36 Impairment of Assets clearly describes the reason why an organization should conduct impairment tests periodically, its accounting and the disclosure requirements. Increasing economic instability is one of the reasons why this standard has gained importance off lately. The entities are required to conduct a comprehensive test for impairment every year of its non-financial assets such as goodwill, patents, trademark, plant and machinery etc as on its date of reporting (Investopedia.com, 2016). It is not mandatory that assets are to be impaired each year. Only if indications exist for the same, will such a loss be recorded. Thus first and foremost indicators for impairment have to be checked and reviewed. It can be external as well as internal to an enterprise. External sources are a negative impact of a change in the market interest rates, change in the technology being used, political and legal issues, the net assets of the firm is higher than the market capitalisation. Internal factors include the performance of the company being worse i.e. low productivity due to internal thrusts, possible obsolescence or restructuring (Iasplus.com, 2015). But it is very important to ensure that even though possible indicators do not exist yet one needs to conduct an impairment test annually for the intangible assets such as goodwill, trademarks and patents. After such test is conducted and if the same portrays any such decrease in the value of an asset then the same should be recorded in the income statement as well as the balance sheet of an entity as impairment loss. Thus if the amount at which an asset is shown in the balance sheet currently exceeds its actual amount of recovery then the difference between the two should be recorded as a loss. It is treated as an operating expense in the income statement and the amount is deducted from the respective asset. Further to this it is very important to note that all the assets shown in the balance sheet of a company do not pass through the test of impairment as per IAS 36. Some of them are stock in trade (IAS 2), assets procured by way of construction (IAS 11), the benefits given to employees such as retirement benefits (IAS 19), biological and investment properties that are recognized in the balance sheet at fair value (IAS 41 and IAS40 respectively) (Alina, 2014). Some terms which are important to understand s as to get a clearer picture of the said standard are : CGU: A cash generating unit (CGU) is a group of assets which are capable of generating cash flows for the company independently. Carrying Amount: The value at which an asset is recorded in the balance sheet of an entity as on a particular date is defined as the carrying amount of the asset. Recoverable Amount: The amount that a company may gain on selling the asset is termed as recoverable amount. It is generally higher of fair value or value in use. Value in Use: NPV of the future cash flows from an asset is termed as value in use (Marques, 2010). Although the assets get impaired, yet there are situations wherein such impairment is required to be reversed as well but for goodwill, which once impaired or devalued cannot be reversed. It is the same internal and external indicators which prompts an entity to consider such a reversal but only to the extent the carrying amount of the asset would have been had it not been impaired in the past. However once such a reversal happens or indications of reversal is known the depreciation or the amortization of the said asset should be considered and necessary accounting entries for the same should be done (Buschhuter, Striegel, 2011). For example if a cash generating unit is subject to impairment and the amount of loss attributable to individual assets is not known then firstly the entire goodwill is written off as a part of such impairment and then the balance is divided amongst the assets remaining for impairment on a pro rata basis. Now if such an impairment is to be reversed then all assets are a subject to the said reversal except for goodwill. IAS 36 requires the entities considering impairment of its assets to make certain disclosures to its notes to financial statements. However it is remarkable to notice that the extent of disclosure with regards impairment of goodwill is much more extensive and exhaustive as compared to other assets impairment. The main disclosures which are mandatory as per the standard are as under: The factors that led to consideration of the impairment of an asset. The amount of impairment loss recognized or reversed for the assets individually or the cash generating units as a whole. The amount of impairment allocated to goodwill. The method used for arriving at the amount of impairment loss i.e. the fair value method or the value in use method. The discount rate used for the determination of the present value of the future cash flows from the assets. If the entity does segmental reporting then a separate disclosure with regards the impairment loss recognized or reversed with regards an asset which is a part of the segment (DAlauro, 2013). Therefore on a concluding note it is understood that the said standard is very important for revelation of a true and fair view of the assets of a company. Further the companys health is known which enables investors to take an informed decision with regards how well the company would be able to pay off its debts with the help of the available asset base. The global economic crisis in the year 2008, has made this standard all the more mandatory. Countries across the globe have recognized this standard as a part of their accounting standards like AASB 136, the standard spelt out by Australian Accounting Standard deals with impairment which is similar to IAS 36. References: Alina, S., (2014), Application Review of IAS 36 : The Issues Companies face Regarding Impairment of Assets, Journal of International Scientific Publications, vol. 8, pp. 25-35 Buschhuter, M., Striegel, A., (2011), IAS36- Impairment of Assets, Gabler: USA DAlauro, G., (2013),The Impact of IAS 36 on goodwill disclosure : Evidence of the write-offs and performance effects, Intangible Capital, vol. 9, no. 3, pp. 754-799 Investopedia.com, (2016), Impaired Asset, Available at https://www.investopedia.com/terms/i/impairedasset.asp (Accessed 17th September 2016) Iasplus.com, (2015), IAS 36- Impairment of Assets, Available at https://www.iasplus.com/en/standards/ias/ias36 (Accessed 17th September 2016) Marques, M.C., (2010), Impairment of assets appraised in accordance with IAS 36, American Based Research Journal, vol. 2, no.7, pp. 23-34

Napoleon and the French Revolution free essay sample

An examination of the influence of Napoleon Bonaparte on the social and institutional changes that arose from the French Revolution. The paper argues that a fundamental shift to a more i just society, with a bureaucratic and rational culture, and a country with less oppression and more individual freedom and opportunity is what evolved out of the work of the first French revolutionaries, such as Napoleon Bonaparte. Napoleon did much to promote and advance the wide-ranging social, economic, and cultural changes that arose from the French Revolution, and it is this legacy and its completion by Bonaparte that this essay focuses on. The principles are divided into several areas: religious, legal, educational, and economic, as well as comments on the institution of the military. In addition, the seizure and sale of church lands was finally declared irrevocable and purchases of biens nationaux were guaranteed to the new property owners. The Church would never regain its unearned wealth and economic power. We will write a custom essay sample on Napoleon and the French Revolution or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page To put it simply, under the Concordat the Catholic Church was no longer an independent corporation within the state, but a body of salaried state servants dependent on the government.

Romeo and Juliet Act3 Scene 1 Essay Example

Romeo and Juliet Act3 Scene 1 Essay Example Romeo and Juliet Act3 Scene 1 Essay Romeo and Juliet Act3 Scene 1 Essay What happens in Act 3 Scene 1? It is a crucial scene, a turning point and it determines the rest of the action. It is a tense and exciting scene for the audience and tragic at the same time. In this scene, soon after Romeo and Juliet secret marriage, Tybalt kills Mercutio and then Romeo kills Mercutio to take revenge. Then, Romeo is banished from Verona. Paragraph1: Why were tension and excitement created? Mercutio is not in a good mood but he is in argumentative mood, he seems angry. The audience is prepared for the fact that a fight is going to occur (tension and suspense are built). He tells Mercutio that if someone is in a bad mood, everything even an unimportant cause will end to a fight. Benvolio is warning Mercutio that because it is a hot day he is sure there will be a fight (and if we meet we shall not scape a brawl-Benvolio). He suggests Mercutio that they should go home. The strong use of vocabulary and personification here increases the tension. for now, these hot days, is the mad blood stirring, Benvolio). We know that a fight is inevitable. The use of symbolism with awhiskers in beards, cracking nuts etc make the audience even more worried for what will happen after (thou, why, thou wilt quarrel with a man that hath a hair less in his beard than thou hast, Mercutio). When Tybalt arrives, the atmosphere immediately changes, becoming much tenser, because of his dangerous reputation, yet he remains polite to Mercutio as Mercutio is not his real target. Mercutio uses provocative language towards Tybalt and Tybalt reacts in a similar way (make it a word and a blow, Mercutio) (you shall find me apt enough to that sir, an you give me a reason, Tybalt) Tybalt tells Mercutio with irony that he hangs out with Romeo, so Mercutio gets angry and threatens. It is evident that he will not withdraw calling him aa villaina (Romeoa ¦ thou art a villain, Tybalt). This is a great insult to Romeo who is of noble birth. He tries to start a fight with Romeo and he accuses Romeo to antagonize him in the hope of starting a fight. The audience adopts negative feelings towards Tybalt.

Problems with African Democracy Research Paper Example | Topics and Well Written Essays - 2000 words

Problems with African Democracy - Research Paper Example To better understand the main challenges that Democracy has faced in Africa, it is important to briefly look at the history of Democracy in Africa. As Samuel Decalo argues in his book Psychosis of Power: African Personal Dictatorship, the struggle for independence in Africa since the first half of the twentieth century was based on the view that the colonized people had the right and the ability to determine their political destinies on the basis of self-determination (Decalo, 1989). Decalo goes ahead to argue in this book that many African countries embraced democracy as an ideal system of governance because democracy offered all the citizens of a country the opportunity to participate in the decision making of their countries. Decalo goes ahead to argue that African countries embraced Democracy because they were tired of the authoritarian rule of the colonizers and they therefore wanted a system of governance that would ensure that all the citizens of their countries would participate in making crucial decision of their countries. However, when many African countries became independent from late 1950s up to the early 1990s, what followed was a history of authoritarian regimes and many coup d’à ©tats (Owusu, 1991).  In his article â€Å"Democracy and Africa- A view from the Village†, Owusu says that from 1960 up to 1990, more than thirty African countries had experienced either a coup d’à ©tat, or an abortive coup d’à ©tat.  

No Country for Old Men by Cormic McCarthy Essay

No Country for Old Men by Cormic McCarthy - Essay Example Dystopia can also be described as a life of unfavorable circumstance. First, Llewelyn Moss finds and steals the drug dealers’ $2,000,000 cash from the crime scene, being at the wrong place (Rio Grande) at the wrong time, after the drug battle (McCarthy 3). Consequently, the life of Llewelyn Moss is life is filled with unfavorable circumstances. The entire story focuses on Moss trying to evade being forced to return the drug dealer’s money. The story shows the disadvantages of being pulled in the dangerous and short-lived life within the drug trade. Moss is forced to persuade his young wife, Carla Jean Moss, to pack up her bags and hide in far away Odessa in order to avoid being held as the drug dealers’ hostage (McCarthy 28). Unfortunately, Moss is unsuccessful. Chigurh kills Carla Moss. Sheriff Bell warns Carla the drug dealers will find and kill her husband for stealing their drug money (McCarthy 67). Further, the story shows that dystopia claims another victim , Sheriff Bell. Sheriff Bell is unsuccessful in protecting Moss from being killed by people who are after the drug money. Sheriff Bell is not able to prevent Chigurh’s killing Carla Moss (McCarthy 144). Consequently, despair prompts Sheriff Bell to retire and drift into dreamland. The entire novel’ dystopia character is grounded on retrieving the drug money from the thief, Llewelyn Moss (Spurgeon 75). Additionally, the novel is one of McCarthy’s many war-based novels. McCarthy’s favorite wars include the Mexican-American War, Mexican Revolution, and World War 2. McCarthy’s other novels include the Blood Meridian and the Border Trilogy. Both Sheriff Bell and LLewelyn Moss are war veterans (Hage 121). Further, the author brings to life the effect of dystopia on different characters. The author fits the evil forces against the good forces. The story ends with the evil forces triumphant over the good forces, characteristic of dystopia. One good force, Sheriff Bell, unsuccessfully prevents the death of the one good character, Moss. Sheriff Bell did not prevent the killing of Carla Moss. Llewelyn Moss is another good character. As a finder’s keeper person, Llewelyn Moss was innocently dragged into the drug world. Moss ends up killed by other Mexicans trying to grab the drug money from Moss (McCarthy 63). Mario Raff reiterated that Moss is the hero or good person in the novel, since Anton Chigurh is depicted as the villain for strangling a police officer (2). A third good person, Carla Moss, is an innocent victim of the drug world. By being the wife of Moss, Carla is targeted by the drug syndicates. Carla Moss losses her life at the hands of the drug dealer’s hitman, Anton Chigurh (McCarthy 144). With reduced capital, there would be lesser drugs smuggled through the borders of Mexico (Spurgeon 75). Furthermore, the bad characters are triumphant in the novel. Chigurh, drug dealer hitman, successfully recovers the money from the apartment of Moss. The author brings out Chigurh’s philosophy where there are no right decisions or wrong decisions, just plain decisions needed to be made based on each unique situation (Raff 6). The drug dealers recover the money from Moss. The author espouses that evil can triumph over good (Spurgeon 75). Moreover, the author sprinkles the novel with a dystopia (misfortune) tone. Dystopia focuses on sad, failure or loss hovering over the novel’s good forces. For example, Moss ends up dead in the

Customer Service Essay Example for Free

Customer Service Essay 1. The key concepts and topics in this course that have made me a stronger candidate to continue in the business world would be what I have learned from the units dealing with: Diversity, Customer Behavior, Customer Loyalty, and Exceptional Service: I have learned that customer comments, good or bad should always be taken into consideration, addressed and handled appropriately. Comments can provide insight to the thought process of the customer and it could help improve not only the customer service department but the product as well. The success of a company relies on the customer. Relationship Building and Solving Customer Problems: Satisfied customers will remain customers until there is a better option offered to them. Loyal customers establish an emotional connection with a business and/or company. Their loyalty is motivated by their experience with the products and the service. Customer service is what a company or business provides; customer loyalty is the result of the service. Extraordinary approaches to customer service is to go beyond the customer’s satisfaction, and make every attempt to surpass the customer’s expectations every time. A company earns customer loyalty by molding the shopping experience to the needs of the customer. Customers have a tendency to patronize companies that interactive with them in a positive, meaningful, personal manner. Many companies offer their customers loyalty programs such as; reward programs. This method can ensure a company keeps their current customer base and entices possible new customers. The Impact of Communication Styles on Customer Services:  A business cannot afford to lose customers because of a lack of customer service, but many do. Customers remember how they are treated and pass the word along, good or bad. Once a customer has been treated poorly they are likely not to return to buy from that business again, even if that business has what they need. When customers are satisfied, it is probable that they will spend more on the product or service and keep returning to that business. Customer service representatives (CSRs) play a big role in keeping, and bringing customers to a business. That is why it is essential to train customer service representatives in effective communications styles and skills because they are the liaison between the customer and the business. The CSR’s communication skills can impact the decision of a customer’s loyalty and the right communication style can be helpful in avoiding conflicts. Communication styles are methods in which a particular individual converses with another individual. Great service requires effective communication styles, and skills. Having a combination of these elements will guarantee that the right message is conveyed in a way that ensures the customer receives and understands it correctly and as intended. 2. Discuss how this course has affected you in your professional development as a student and as a person as well as encouraging you on your academic path. This was a very beneficial, educational and informative class. I have chosen the legal  field, more specifically, paralegal studies. I currently work for a bankruptcy law firm and I have learned a great deal since I have been employed there. I have 30 plus years work experience and a great work ethic. With what I have learned in this class, my work ethic, and common sense, I believe I will be successful as a paralegal. I have learned the importance of maintaining professionalism. This class has reinforced my desire to continue in the legal field and has helped me in interacting with clients, co-workers and the attorneys I currently work with. My skills in listening, communicating, observing and relationship building have improved by taking this class. I would recommend a class in customer service, regardless of the professional field one decides to enter into. I believe it would be very insightful and valuable.

From Whence I Came :: Personal Narrative Nature Environment Papers

From Whence I Came Let us look at our lush forest one last time. Is it any less beautiful if we remove the hand of a Creator God? Imagine yourself standing alone in a lush forest under a tree. It is an old tree. The massive trunk soars to dizzying heights, terminating in a canopy of branches and leaves that seem to stretch to infinity. The broad, green leaves shelter you from the glaring sun.You reach out and touch the tree. The fissures in the rough bark swallow your fingers. You are startled by the snap of a twig and turn to find a deer staring back at you with large brown eyes located on either side of his head. His majestic visage is only enhanced by the projections of the antlers he wears like a crown.Relief floods in; deer have no sharp teeth or claws. With a snort and a flash of his white tail, he bounds into the underbrush and vanishes as quickly as he appeared. A ray of sunshine has fought its way through the leaves to illuminate a glittering object at your feet.Bending down, you pick up a beautiful gold pocket watch. Its cover is laced with intricately carved scrolls. As you open the cover, some quest ions come to mind. How did this forest and its creatures come to exist? Am I separate from nature and can do with it as I please, or am I a part of it? Why do deer have hooves instead of claws? What is this watch doing in this forest? The beauty of nature often inspires feelings of awe and evokes questions such as these. However, depending on your beliefs, the answers may be radically different. Over the last few centuries, science and Christianity have become increasingly embroiled in conflict. This conflict has only intensified since 1859, when Charles Darwin published On the Origin of Species. Darwin's theory of natural selection poses an unparalleled threat to the core of Fundamentalist Christian beliefs. The debate centers on the origin of life. The theory of evolution states that species change, or evolve, gradually thorough the accumulation of random mutations over a long period of time. Natural selection is the mechanism through which this happens. These changes are not directed towards any end product. Fundamentalist Christians, or creationists, believe that the Earth and all life on it was divinely created in its present form, and that species, man in particular, do not change.

?ertain behaviors

Children portray certain behaviors, such sucking looking and grasping to almost anything that comes their way, one may not understand and even fail o explain this they behave this way, but it's one way that children discover or explore the world around them. Through these behavioral actions which mostly are motor skills oriented, a child tend to develop not only physically but cognitively as well this happens through various processes like assimilation, accommodation and equivocation.The aim of this essay therefore is to explain Jean Piglet's concept of assimilation, accommodation, equilibrium as learning processes in child cognitive development. According to Pigged, children are naturally curious explorers who are constantly trying to aka sense of the world by interacting with their environment and with others (Lenient, 1994). In this process, they construct schemas or schemata which are simply mental networks of organized information.Shaffer and Skip, (2010) further explains that s chemas are knowledge base by which children interpret their world or means by which children interpret and organize experience, schemas in effect, are representations of reality. Pigged (1954) adds that as the child seeks to construct an understanding of the world, the developing brain creates schema. Once formed, schemas can be used to identify and understand new information based on past stored experiences (Moreno, 2010). A baby's schemes are structured by simple actions that can be performed on objects.According to Shaffer and Skip (2010) the earliest schemes, formed in infancy, are motor habits such as rocking, grasping, and lifting, which prove to be adaptive indeed. For example, a curious infant who combines the responses of extending an arm (reaching) and grasping with the hand is suddenly capable of satisfying her curiosity by exploring almost any interesting object that is no more than an arm's length away. Simple as these behavioral schemes may be, they permit infants to o perate toys, to turn dials, to open cabinets, and to otherwise master their environments.Older children on the other hand have schemas that include strategies and plans for solving problems. For example, a 6-year-old might have a schema that involves the strategy of classifying objects by size, shape, or color (Contracts, 201 1). One may wonder what children use to construct their knowledge of the world. Pigged believed that children use three cognitive processes to develop their schemas over time these are assimilation, accommodation and equivocation. Assimilation takes place when individuals use their existing schemas to make sense of the events in the world.This involves trying to relate to something new to something that we already know (Moreno, 2010). An example is first time a child sees a ca, he may say ‘doggy' because he has a schema of his pet dog but has not yet learnt about any other animals yet. Another example is a child sees a plane flying and calls it a birdie' because child has a schema of all flying things are birds. Accommodation on the other hand takes place when an individual changes or adjusts an existing schema so that it can explain the new experience.This happens when the new information does not fit well with our existing schemas, causing us to expand or elaborate on the older schema to make sense of the new information. For example a child who interacts with enough cats and dogs will eventually accommodate his animal schemas to include differentiated cat and dogs categories. When new experiences arise, individuals will usually try to use their schemas ( assimilation), when these don't work, they will modify or add to their old schemas until the new information makes sense in their mind accommodation (Moreno, 2010).However if the new information has no relation to any prior schema neither assimilation no accommodation can happen (Cob, 2007). Equivocation is a mechanism that Pigged proposed to explain how children shift from one s tage of thought to the next. The shift occurs as children experience cognitive conflict, or disequilibrium, in trying to understand the world. Eventually, they solve the conflict and reach a balance, or equilibrium, of thought (Contracts 201 1).Moreno, (2010) equivocation is the balance between assimilation and accommodation that is responsible for the growth of thought. For example, if a child believes that the amount of a liquid changes simply because the liquid is poured into a container with a different shape-?for instance, from a container that is short and wide into a container that is tall and narrow-?she might be puzzled by such issues as where the â€Å"extra† liquid came from and whether there is actually more liquid to drink. The child will eventually resolve hose puzzles as her thought becomes more advanced.

Can We Clone a Dinosaur

A few years ago, you may have come across a realistic-looking news story on the web: headlined British Scientists Clone Dinosaur, it discusses a baby Apatosaurus nicknamed Spot that was supposedly incubated at the John Moore University College of Veterinary Medicine, in Liverpool. What made the story so unnerving was the realistic-looking photograph of a baby sauropod that accompanied it, which looked a bit like the creepy baby in David Lynchs classic film Eraserhead. Needless to say, this news item was a complete hoax, albeit a very entertaining one. The original Jurassic Park made it all look so easy: in a remote laboratory, a team of scientists extracts DNA from the guts of hundred-million-year-old mosquitoes petrified in amber (the idea being that these pesky bugs, of course, feasted on dinosaur blood before they died). The dinosaur DNA is combined with frog DNA (an odd choice, considering that frogs are amphibians rather than reptiles), and then, by some mysterious process thats presumably too difficult for the average moviegoer to follow, the result is a living, breathing, completely inaccurately portrayed  Dilophosaurus straight out of the Jurassic period. In real life, though, cloning a dinosaur would be a much, much more difficult undertaking. That hasnt prevented an eccentric Australian billionaire, Clive Palmer, from recently announcing his plans to clone dinosaurs for a real-life, down-under Jurassic Park. (One presumes that Palmer made his announcement in the same spirit that Donald Trump initially tested the waters for his presidential bid--as a way of attracting attention and headlines.) Is Palmer one shrimp short of a full barbie, or has he somehow mastered the scientific challenge of dinosaur cloning? Lets take a closer look at whats involved. How to Clone a Dinosaur, Step #1: Obtain a Dinosaur Genome DNA--the molecule that encodes all of an organisms genetic information--has a notoriously complex, and easily breakable, structure consisting of millions of base pairs strung together in a specific sequence. The fact is that its extremely difficult to extract a full strand of intact DNA even from a 10,000-year-old Woolly Mammoth frozen in permafrost; imagine what the odds are for a dinosaur, even an extremely well-fossilized one, that has been encased in sediment for over 65 million years! Jurassic Park had the right idea, DNA-extraction-wise; the trouble is that dinosaur DNA would completely degrade, even in the relatively isolated confines of a mosquitos fossilized tummy, over geologic stretches of time. The best we can reasonably hope for--and even thats a long shot--is to recover scattered and incomplete fragments of a particular dinosaurs DNA, accounting for perhaps one or two percent of its entire genome. Then, the hand-waving argument goes, we might be able to reconstruct these DNA fragments by splicing in strands of genetic code obtained from the modern descendants of dinosaurs, the birds. But which species of bird? How much of its DNA? And, without having any idea what a complete Diplodocus genome looks like, how would we know where to insert the dinosaur DNA remnants? How to Clone a Dinosaur, Step #2: Find a Suitable Host Ready for more disappointment? An intact dinosaur genome, even if one were ever miraculously to be discovered or engineered, wouldnt be sufficient, by itself, to clone a living, breathing dinosaur. You cant just inject the DNA into, say, an unfertilized chicken egg, then sit back and wait for your Apatosaurus to hatch. The fact is that most vertebrates need to gestate in an extremely specific biological environment, and, at least for a short period of time, in a living body (even a fertilized chicken egg spends a day or two in the mother hens oviduct before its laid). So what would be the ideal foster mom for a cloned dinosaur? Clearly, if were talking about a genus on the larger end of the spectrum, well need a correspondingly hefty bird, if only because most dinosaur eggs were significantly bigger than most chicken eggs. (Thats another reason you couldnt hatch a baby Apatosaurus out of a chicken egg; its just not capacious enough.) An ostrich might fit the bill, but were so far out on a speculative limb now that we might as well just consider cloning a giant, extinct bird-like Gastornis or Argentavis. (Which may yet be barely possible, given the controversial scientific program known as de-extinction.) How to Clone a Dinosaur, Step 3: Cross Your Fingers (or Claws) Lets put the odds of successfully cloning a dinosaur into perspective. Consider the common practice of artificial gestation involving human beings--i.e., in vitro fertilization. No cloning or manipulation of genetic material is involved, just introducing a bunch of sperm to an individual egg, cultivating the resulting zygote in a test-tube for a couple of days, and implanting the embryo-in-waiting into the mothers uterus. Even this technique fails more often than it succeeds; most times, the zygote simply doesnt take, and even the smallest genetic abnormality will cause a natural termination of the pregnancy weeks, or months, after implantation. Compared to IVF, cloning a dinosaur is almost infinitely more complicated. We simply dont have access to the proper environment in which a dinosaur embryo can gestate or the means to tease out all the information encoded in dinosaur DNA, in the proper sequence, and with the proper timing. Even if we miraculously got as far as implanting a complete dinosaur genome into an ostrich egg, the embryo would, in the vast majority of cases, simply fail to develop. Long story short: pending some major advancements in science, theres no need to book a trip to Australias Jurassic Park. (On a more positive note, were much closer to cloning a Woolly Mammoth, if that will in any way fulfill your Jurassic Park-inspired dreams.)